Sunday, September 11, 2005

Equifax and Free Credit Reports

We have all heard about identity theft and various other crimes that can occur as a result of someone getting your financial information. Three organizations, TransUnion, Experion, and Equifax are the main credit reporting agencies. What this means is that they have information on you. Everything about you is with them. Anything you can do it? Well thats another discussion. What this also means is that they are the most likely source from which thieves will steal your information. And that too is another discussion.

To make sure that your credit is OK and that these three agencies have correct information on you and that strangers are not inquiring about your credit and that no one else is opening accounts (bank, credit card etc) in your name, you should check your credit reports. These three agencies have made billions of dollars selling your information to absolutely anyone who pays for it (including scam artists), and now they make even more by making you pay to see your own information.

However, now you are elligible to get one copy of your credit report from each agency once a year for free. Just go to www.annualcreditreport.com and request it.

So as a part of getting my free reports from each of the three agencies, I am sent to Experion's web site. These bastards (Experion) would make Saddam Hussain's efforts to steal money from his people seem tame. They give you the ability to print you credit report but none to save it. I thought I would be able to see my report as a PDF but noooooo!!!! But I am smart. I can save the HTML using my browser. Hehehehehe, the fuckers at Experion are smarter. They even went to the extent to disable all menus on IE so that you cannot save the contents. Why? They give you the option to view the credit report anytime you want if you sign up for their service. Which means $$$$. I have nothing against them making money. But I know this much, I am going to sue their ass if a hacker steals my information from their systems.

In fact I wonder why hackers don't do the ethical hack of stealing and releasing all private information about Experion Employees and large share holders. Now wouldn't that be a joy.

Anyway, if you need to save the Experion credit report on your drive (which you should), just select the entire content of the web page by right clicking, select all, then Copy and then paste into Word or any other editor. Then save to your disk.

1 Comments:

Anonymous CreditDoc said...

You can also use “Print Screen” button))) than just paste the screen image to Paint.
MS Word is a good way out too.

7:18 PM  

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